Gloria  Valvasori

Gloria Valvasori

Sales Representative

Better Homes and Gardens Real Estate Signature Service, Brokerage*

Mobile:
416-717-6331
Office:
905-896-4622
Email Me

BUY OR RENT?

WHAT IS THE BEST CHOICE FOR YOU AT THIS STAGE OF YOUR LIFE?

 

WHAT YOU SHOULD KNOW ABOUT BUYING

 

There are additional costs you should budget for when purchasing a home:

  1. Land Transfer Tax
  2. Moving Costs
  3. Legal Fees
  4. Home Insurance
  5. Home Inspection
  6. Repairs and Maintenance
  7. Title Insurance
  8. Property Tax
  9. Mortgage payments
  10. Maiintenance
  11. Heat and Hydro

 

You are able to borrow a maximum of $25,000, tax free from your RRSP to put towarads purchasing your home under the Home Buyer's Plan.  To participate in the HBP, you must need the following conditions:

  1. You must be a Canadian resident
  2. Be a first time home buyer
  3. Enter into a written agreement of Purchase and Sale, or construct a qualifying home for yourself or a person with a disability.
  4. Designate the home as your principal residence within one year of purchasing or constructing your home.
  5. You must make all RRSP withdrawals in the same tax year.

Additional Information

You can rent part of your home to a tenant to help pay for some of your expenses.  If you make energy saving improvements to your home, you are eligible for tax credits.  It is important to know if there are plans for a new development in your community.  You can subscribe to receive newsletters from your local newspaper or municipal government resouce.

If your total expenses as a homeowner exceed more than 35% of your current rent, you should look at a less expensive home.

 

READY TO BUY?  WITH INTEREST RATES SO LOW IT IS A GREAT TIME FOR BUYERS. 

CALL ME TODAY AND GET THE PROCESS STARTED !  416-717-6331

 

Comments

Kind reply

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416-717-6331

  

905-896-4622